From overwhelm to clarity—in one step.
No more wondering what you missed. Our document analysis and due diligence extracts every number, scores the board and community—and gives you a clear picture you can act on.
How It Works
A Workflow That Scales
With Your Purchase Timeline
Conditional deadlines are stressful enough. Upload, get your clarity—instantly. One less thing to worry about.
Upload Your Documents
Send us your status certificate, strata documents, or co-op package. Financial statements, meeting minutes, reserve fund studies — everything the seller provided.
Financial Extraction
Multi-pass parsing with cross-document reconciliation. Revenue, expenses, reserves, debt, arrears, and special levies are extracted from every page, validated against source documents, and normalized to jurisdiction-specific accounting frameworks. Operating ratios, reserve adequacy, and collection risk are computed from traceable figures—not estimates.
Inversion Detection
Schema-driven gap analysis: jurisdiction-specific requirements (reserve studies, depreciation reports, AGM minutes, insurance certificates) are modeled as expected document types. The engine flags statutory gaps, temporal omissions, and normative absences. What should appear but doesn't is surfaced as a first-class finding.
Governance & Community Scoring
Weighted multi-dimensional framework: procurement discipline (tendering practices, budget variance), decision execution (action-item closure, timeline adherence), and regulatory compliance. Community health quantifies participation rates, conflict density, quorum frequency, and problem-unit concentration—all derived from meeting-minute evidence.
Quantified Risk Assessment
Financial, governance, property, and community dimensions are aggregated into a severity-weighted exposure model. Each finding is traceable to source. The output—Proceed, Negotiate, or Caution—includes a quantified dollar exposure with documented basis, enabling informed negotiation.
Governance & Community: Why They Matter
Financials tell you if the property can pay its bills. Governance and community tell you if the people running and living in it are competent and compatible. Both affect your purchase—and your life after closing.
Governance scoring
We score the board: procurement discipline (do they get competitive quotes? do budgets hold?), decision execution (do action items get done?), and regulatory compliance (reserve studies on time?). A board that overruns capital projects by 68% or defers statutory studies is a red flag—we quantify it so you can negotiate or walk away.
Community analysis
We analyze owner participation, meeting attendance, quorum health, complaints, conflict between members, and problem units. Low engagement and chronic conflict erode property value and quality of life. These patterns show up in minutes—but most buyers never read them. We extract and score them.
What you receive
A briefing you can actually understand. No jargon. No accounting degree. Just clarity so you can breathe easier.
Clear Assessment
Proceed, Negotiate, or Caution — with the reasoning behind it.
Financial Narrative
Revenue, reserves, debt, and arrears woven into a story you can understand.
Property Assessment
Physical condition scored against the property's age and construction type.
Governance & Ownership
Board competence, procurement discipline, owner participation, complaints, and community health — scored independently.
Quantified Exposure
Identified dollar exposure to inform your negotiation, with the basis explained.
Missing Documents
What should appear in the documents but does not — and why it matters.
What your lawyer covers vs. what Pellucis analyzes
Both are essential. Neither replaces the other.
| What gets analyzed | Your Lawyer | Pellucis |
|---|---|---|
| Liens and encumbrances | ✓ | ✓ |
| Active litigation | ✓ | ✓ |
| Bylaw compliance | ✓ | ✓ |
| Reserve fund adequacy | — | ✓ |
| Operating surplus or deficit trend | — | ✓ |
| Arrears rate and collection risk | — | ✓ |
| Capital project cost overruns | — | ✓ |
| Board competence and decision-making | — | ✓ |
| Procurement discipline | — | ✓ |
| Owner participation and community health | — | ✓ |
| Conflict and complaints between members | — | ✓ |
| Missing document detection | — | ✓ |
| Quantified exposure to inform negotiation | — | ✓ |
| Special levy forecast — predict future costs | — | ✓ |
| Benchmarking — budget and fees vs similar properties | — | ✓ |
What's happening
See the latest in condo, strata, and co-op law.
Bill 30 brings Alberta Condo Act reforms into force.
New Condo Dispute Resolution Tribunal, expanded chargeback authority, simplified voting rules, and stronger protections for volunteer board members.
Stop Wondering. See What You're Really Buying.
Get the clarity you need to feel confident. Upload your documents—receive your briefing instantly.
See A Sample Review